Truluma News

Lloyd’s: PIU introduces a new Simplified Underwriting Program

To make the challenge of attaining excess disability insurance much easier and more engaging to high-net-worth prospects and their insurance agents, Petersen International Underwriters is pleased to provide the Simplified Underwriting DI platform. The “own-occupation” defined insurance plan streamlines the underwriting and acquisition of excess disability coverage, saving your clients valuable time and money. More importantly now, the program allows you to prescribe your clients additional layers of disability insurance without having to take any additional examinations or lab tests.

The Simplified Underwriting DI plan boasts non-contact underwriting and policy issuance.   Once your client has been approved for and issued a fully-underwritten disability policy from a “traditional” domestic DI carrier, within 90 days of said purchase, your client is eligible to complete and submit an application for Petersen International’s Simplified Underwriting plan which requires no exams, no labs and no medical records.

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