Beginning April 15, Principal’s Mental/Nervous & Substance Abuse (MNSA) rider1 with up to a 10% discount will be optional on individual Disability Income (DI) insurance policies, including:
- Single-life cases (except in CA, FL, LA, NV).
- Multi-Life or association cases at the individual level, instead of employer or case levels (except in CA and for all Guaranteed Standard Issue cases).
- Policies with the Regular Occupation rider.
Please click here for more specific details from Principal. This change will help to customize clients’ policies based on their needs and budget. Contact Truluma for further info.
1 The Mental/Nervous & Substance Abuse rider is not available in VT. For details, visit principal.com/distateapprovals. 10% discount for To Age 65, To Age 67 and To Age 70 benefit periods. 5% discount for 2-year and 5-year benefit periods. In TX, not available on 2-year benefit period; 3% discount with 5-year benefit period; 5% discount for all other benefit periods.