Truluma News

Mutual of Omaha introduces Mutual Income Solutions

Mutual of Omaha’s Income Solutions is an innovative new DI product that provides industry leading pricing
as well as a 100% online experience from application to policy delivery. Features Include:

  • A True Own Occ / Specialty definition of Total Disability (including ABMS, AOABOS & ADA specialty recognition as well as “Litigation” language for Attorneys)
  • Non-Can and Guaranteed Renewable Options provides rate flexibility
  • Stackable Discounts up to 30% including: Business Owner, Association and Multi-Life
  • Full Mental/Nervous & Substance Abuse Extension Rider
  • Cash Value Rider returns percentage of paid premium upon policy termination after 5th policy anniversary minus any claims paid
  • Return of Premium Benefit Rider will return 80% of the premium paid after 10th policy anniversary minus any claims paid (a 50% ROP option also available)
  • Simplified Underwriting Options

Mutual of Omaha becomes one of the only carriers in the market with a policy designed to be comprehensive enough for a physician or top Executive but flexible and cost-conscious enough for a blue-collar entrepreneur.

Policy Highlights

Video Overview

eApp Guide


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