At this time of year many advisors are working with medical residents as they finish up their training. Standard, Ameritas and Principal all have special programs that allow these residents to obtain discounted disability coverage through a simplified underwriting process.
- Current Medical Residents
Any time during residency can obtain up to up to $6,000 of monthly benefits.
No medical exams or income documentation required.
- Medical Residents within six months of graduation
Residents within six months of completing training can obtain up to $7,500 in monthly benefits.
No medical exams or income documentation required.
- New Physicians
Physicians new to practice can obtain up to $7,500 in monthly benefits.
No medical exams or income documentation required.
- Residents or New Physicians with employment contracts
Up to $20,000 can be obtained with an employment contract.
No medical exams required.
Custom designed contracts that include:
- Permanent Discounts: 10% – 20% for medical residents.
- Specialty Specific Own Occupation – Protects physicians in their medical specialty.
- Student Loan Repayment rider – Provides extra coverage to reimburse student loan payments.
- Residual – Provides benefits in the event of a partial/residual disability.
- Future Purchase Option – Allows the insured to purchase additional coverage regardless of their health.
Now is a great time to be talking to advisors about these special programs!
Call us for details: 206.633.2922
info@truluma.com
