Effective May 10, 2019, for Ameritas’ DInamic Foundation Noncancelable and Guaranteed Renewable individual disability income policies with 6M and 5M occupation classes (excluding CA, TX and VT), benefits under the Mental/Nervous, Drug and Alcohol Limitation are now payable up to five years. These changes do not apply to DInamic Foundation Guaranteed Renewable, Business Overhead Expense policies or Guaranteed Standard Issue business. Click here for further details. Contact Truluma with any questions.